Dependent Coverage

Insurance coverage for family members of the policyholder, such as spouses, children, or partners.

Family health insurance has been traditionally thought of as husband and wife plus children.

Today, single parent families make up an ever increasing percentage of family health insurance plans.

A dependent could be a child or other individual for whom a parent, relative, or other person may claim a personal exemption tax deduction.

♦ Under the Affordable Care Act, individuals may be able to claim a premium tax credit to help cover the cost of coverage for themselves and their dependents.